第二，非正规经济。德索托的另一个重要贡献，是重新解释“非正规经济”。传统观点常把地下经济视为逃税、违法或缺乏公民意识的表现，但德索托指出，很多穷人并非不愿守法，而是制度成本过高。
The reason is always the same: the content and the key that decrypts it are both present on the client’s machine. The user’s hardware decrypts the content to display it. The user’s hardware is, definitionally, something the user controls. Any sufficiently motivated person with the right tools can intercept the decrypted output.
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Speaking in the States, Steve Luce said feedback showed "the inclusion of used vehicles in this policy is clearly not widely supported". He said "affordability" for drivers was part of the equation.